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Payday loans in Canada are permitted under section 347.1 of the Criminal Code of Canada, so long as the province of the borrower has enacted sufficient provincial legislation concerning the provisioning of payday loans. In the event that no such provincial legislation exists (as is the case in New Brunswick, Quebec and Newfoundland) payday loans are limited by usury laws, with any rate of interest charged above 60% per annum considered criminal. cloudville.ru

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Scam artists call victims claiming that they are delinquent on a payday loan, and must repay the loan to avoid legal consequences. The scam artists purport to be law enforcement or federal government representatives, or from various law firms and other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services. mos super doors

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