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As much as you are responsible for paying any debt that you owe, this is a civil matter, so the lender can take you to civil court, but no more. You can only go to jail if you violate a criminal act. So, if you do actually receive a judgment from a payday loan lender, it will be a civil judgment in small claims court and this does not allow them to send you to jail if you don t pay. Normally the only actions they can take are freezing your bank account or garnishing part of your paycheck. foam bumpers toddler bed guide horse foundation

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