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As a result of the FCA's review, Wonga has today introduced a new 'lending criteria', which it will use before granting loans. The payday lender says it can't give too much information on what the new criteria is as it's "commercially sensitive", but it says it's scrutinising loan to income ratios.

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download icloud app for ipad You are encouraged to contact your lender as soon as possible if you are unable to repay your loan on the scheduled repayment date. Your lender will set its own late payment fees in accordance with state regulations, and your lender has several courses of action available to them if your payment is late. For more information about your lender's specific procedures as they apply to late payments, please review your loan agreement or contact your lender directly.

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