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Washington, D.C. – The Consumer Financial Protection Bureau (CFPB) today took its first enforcement action against a payday lender by ordering Cash America International, Inc. to refund consumers for robo-signing court documents in debt collection lawsuits. The CFPB also found that Cash America – one of the largest short-term, small-dollar lenders in the country – violated the Military Lending Act by illegally overcharging servicemembers and their families. Cash America will pay up to $14 million in refunds to consumers and it will pay a $5 million fine for these violations and for destroying records in advance of the Bureau’s examination. modn blog

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A debt management charity like the CCCS, National Debtline or Money Advice Service can certainly help enormously but they should also talk to their lender before they get into difficulty as responsible lenders will always seek to help the customer. tf2 engineer achievements guide

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However, On Stride’s site is more circumspect regarding the consequences of not repaying an unsecured loan. It says: ‘While the consequences of not repaying a secured loan are a bit more obvious – loss of the assets committed as collateral for the loan – it’s less predictable what the consequences will be if you can’t repay an unsecured loan. This is in part because different lenders have different policies.’ http://informy.ru

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