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His inquest came as the Financial Conduct Authority announced plans for a cap on the amount that payday lenders can charge their customers.

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Wage Day Advance, which was bought by US-owned Speedy Cash Holdings in February, has increased its profits 32 times in five years to £20m on turnover of £39.5m. This represents a very healthy 50% profit margin. The company offers payday loans to borrowers at an APR of 7069%. http://figlar.ru

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