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Many credit union loans will cost you no more than 1 per cent a month (12.7 per cent APR) on the reducing balance of the loan. So if you borrow £1,000 you pay back £88.15 a month over 12 months. The total repayable would be £1,066.20 – an interest charge of just £66.20. youku downloader firefox

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• Average Interest Rates for Payday Loans• Factors to Consider When Borrowing Money • Important things to Know About Online Payday Loans and Cash Advances• The Advantages and Disadvantages of Using Payday Lenders

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