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A good place to start is more rigorous enforcement of existing truth-in-lending laws and adoption of an industry-wide regimen of best practices. Too often, consumers get duped or the terms aren’t explained clearly when they sign a payday loan. To avoid misunderstanding, loan agreements could come with a warning in bold letters -- such as the one found on a pack of cigarettes -- that says something like, "This Product Can Pose a Risk to Your Financial Health. Failure to Repay May Lead to Bankruptcy." Real annual interest rates must be clearly disclosed. sportline s7 manual guided by voice

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