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Payday loans in Canada are permitted under section 347.1 of the Criminal Code of Canada, so long as the province of the borrower has enacted sufficient provincial legislation concerning the provisioning of payday loans. In the event that no such provincial legislation exists (as is the case in New Brunswick, Quebec and Newfoundland) payday loans are limited by usury laws, with any rate of interest charged above 60% per annum considered criminal. http://zagruzi.blackyandex.ru/ oem-190-180a manual
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