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specialized big hit grom I am exactly one of the people in this situation. In order to keep Wonga happy, I prioritized them over other payments, and frequently by borrowing from one lender to pay another. I look back at the mess I got myself in and think what an idiot I ve been. Under the new rules, I m not eligible for a loan anyway, which proves the point that other lenders were (and still are) apply lax affordability checks.

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