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SpotLoan, Plain Green Loans, and other companies that offer Internet “payday” loans that are intended to provide funds until a paycheck or payment of government benefits arrives operate in a simple manner. These businesses obtain a borrower’s bank account information for the purpose of depositing the loan proceeds and withdrawing both the loan payment and any interest charges or other fees associated with the loan. An initial problem regarding this activity is that, like some of their brick-and-mortar counterparts, these web-based companies typically charge illegally high interest and do not properly disclose the required fees. A class action investigation exists to attempt to limit a payday lender's ability to access your bank account. ajladultdaycare.org/
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