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The term of a payday loan is determined by the frequency of your paydays. If you are paid weekly, biweekly, or twice monthly you can choose to repay your loan on any payday between 8 and 24 days. If you are paid monthly, and your payday is more than 9 days away, your loan will be due on your next payday. If your next payday is within 9 days from the date you take out the loan, you can choose to repay your loan on the subsequent payday. In all cases, the minimum loan term is 8 days. The maximum loan term per Washington law is 45 days.

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